Refund and Cancellation Policy

Membership Fees
We require notification within 7 days of your order that you wish to cancel your membership to the Garden State Credit Associates ("GSCA"). Your full payment will be refunded. Any refunds provided under this policy will be issued to the credit card(s) used for the purchase and will be processed within 21 business days of confirmation. Payments received by check will be refunded by check and processed within 21 business days of confirmation. We will not issue a refund if more than 7 days have passed since your order. To cancel your membership, contact us at admin@gardenstatecreditassociates.com.

Event Fees
Due to GSCA's obligation to a guaranteed number to the host site, we require notification that you wish to cancel your attendance at an event at a minimum of 5 days prior to the event. With required notice, your full payment will be refunded or you may apply the paid amount to the next GSCA event. To cancel, contact us at admin@gardenstatecreditassociates.com.

If an event has been cancelled by the GSCA after payment has been made, your full payment will be refunded or you may apply the paid amount to the next GSCA event.

Any refunds provided under this policy will be issued to the credit card(s) used for the purchase and will be processed within 21 business days of confirmation. Payments received by check will be refunded by check and processed within 21 business days of confirmation.

If you are unable to attend the event and have missed the cancellation period, we encourage you to send an alternate. There will be no refunds if cancellation is received after the cancellation period.

Refund/Cancellation Questions
If you have any questions, comments or concerns about GSCA's Refund/Cancellation Policy or practices, please email us at admin@gardenstatecreditassociates.com.

GSCA reserves the right to amend this Refund/Cancellation Policy without prior notice.